Tool 21 — Free, no sign-up

From gross to your bank.

Valve's share, the taxes Steam collects, the US withholding your country's treaty allows, and what is left after all of it.

The link carries every number on this page. Nothing is stored on our side.

Your numbers

Sales at list price, before Steam takes anything. The gross line on your Steamworks financial report.
What this app has grossed on Steam before the amount above. It decides which Valve tier you start in. Zero if this is your first report.
12%
Steam collects this from the player and pays it to the tax office before anyone splits anything. 12% is a sane global blend; the EU alone runs 17-27%.
4%
The two-hour, two-week Steam refund plus card chargebacks. 4% is normal. A broken launch triples it.
Sets the US withholding rate on the royalty Valve pays you.

Hand-entered, not a live feed. Your bank's rate on payout day is the one that counts.
1.5%
SWIFT charges, correspondent bank deductions and the spread your bank quietly keeps.
Or paste your regional table

Steamworks, Financials, sales by region. Paste it whole: one row per line, a name then a number, tabs or commas. The total replaces the gross above.

The waterfall

Step Comes off Still yours Of gross

Where the money goes

Tax Refunds Valve Withholding Fees You

Valve's tiers, applied progressively

30% up to $10M of gross, 25% from $10M to $50M, 20% above that. Progressive, like income tax: crossing $10M does not re-rate the first ten million. The counter runs per app, for the life of the app, which is why the field for what you have already booked exists.

US withholding by treaty country

The rate the US withholds on your Steam royalty when a W-8BEN or W-8BEN-E is on file. Without one, everybody pays 30%.

Country With a form Without one Note

Verify this with your accountant Rates are as of 2026 and move with treaties, protocols and your own status. This is a model, not tax advice, and "a website said so" has never worked as a defence.

Sources: the Steam Distribution Agreement and the Steamworks financial reporting documentation for the tiers and the tax handling; IRS Publication 515 and the treaty tables for the withholding rates.

How this is calculated

  1. Steam collects VAT and sales tax from the player and remits it. It never reaches the split.
  2. Refunds and chargebacks come off next. You keep no share of a sale that was reversed.
  3. Valve's share comes out of what is left, progressively across the tiers.
  4. The US withholds on the royalty Valve then pays you: your treaty rate with a form on file, 30% without.
  5. Your bank converts and charges for the privilege. That last step costs more than anyone budgets for.

Valve pays monthly, roughly 30 days after the month closes, and holds a reserve against refunds. This models the money, not the calendar.